Minimum Required Auto Insurance Coverage in Northwest Territories

As of April 1, 2012


Compulsory minimum third-party liability:	$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $10,000
Medical payments:	$25,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years
Funeral expense benefits:	$1,000
Disability income benefits:	80% gross weekly wages to a maximum $140/week; 104 weeks temporary disability; lifetime if totally disabled; nothing is payable for the first 7 days of disability; unpaid housekeeper $100/week, maximum 12 weeks
Death benefits:	Death within 180 days (or two years if continuously disabled prior to death); death of head of household $10,000; death of spouse $10,000; each dependent survivor after first $2,000; if only one survivor, spouse or dependant, principal sum ($10,000) increased by $1,500
Impairment benefits:	N/A
Right to sue for pain and suffering?	Yes
Right to sue for economic loss in excess of no-fault benefits?	Yes
Administration:	Private insurers

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